Midwest Hearing Agency Policies
Protect your advanced technology hearing instrument with a Midwest insurance plan. We offer two types of coverage for hearing instruments.
LOSS & DAMAGE PLAN
This policy provides coverage against loss and accidentally damaged devices. This plan does not included coverage for normal wear and tear repairs.
LOSS, DAMAGE & REPAIR PLAN
This policy provides coverage in case of loss or accidental damage and a 12-month repair warranty on normal wear and tear of the devices is included.
HEARING INSTRUMENT PRICING*
The premiums listed below are per device. Binaural hearing instruments are considered two hearing instruments. Click here for Florida pricing
|Loss & Damage Plan||Loss, Damage & Repair Plan|
|IN THE EAR
|BEHIND THE EAR
|IN THE EAR
|BEHIND THE EAR
* Florida premiums differ from table above. See link above for Florida Pricing, or contact us at 1-800-821-5471.
TECHNOLOGY LEVELS BY MANUFACTURER (PDF downloads)
If you know the manufacturer, you can download the cheat sheet below by manufacturer. Devices are listed by technology level, specific to manufacturer. Having difficulty? We can make the process easy; give us a call at 1-800-821-5471.
Are you looking to insure your remote control? The links above provide specific manufacturer information on remote controls (sold by manufacturer). Can’t find your remote? Give us a call.
EXPLANATION OF PAYMENT OPTIONS
Annual Premium - Payment in full may be made by check or credit card online or mailed.
Monthly Pay - Payment by credit card is required for monthly pay option (your Midwest payment will be charged to the credit card monthly). Call Midwest at 1-800-821-5471 to take advantage of this program.
Monthly Payment Terms: Monthly Pay is an automatic auto-renewal option. By selecting the monthly payment option, you agree to the following terms: Midwest reserves the right to terminate policy and/or participation in the Midwest monthly payment option due to non-payment or insufficient funds. Devices replaced during the policy period, require the patient pay balance of the premium before claim can be authorized.
PROFESSIONAL SERVICE CHARGES (Charged by your practitioner)
Midwest policies cover the replacement or repair of your hearing instrument under a covered claim. It will also pay $50.00 to your practitioner for an authorized invoiced claim. This policy does not cover any additional charges for professional services performed by your practitioner. Contact your practitioner with questions on their fees.
DEFINITIONS, TERMS AND LIMITATIONS
This brochure provides a summary of items regarding coverage. Please refer to full terms and conditions for a complete listing of definitions, terms and limitations.
- Accidental damage means unintentional physical damage sustained by your instruments.
- Gradual deterioration, normal wear and tear, and electronic failure are ONLY covered under the Loss, Damage & Repair Plan.
- If we repair your instruments, your coverage will continue uninterrupted.
- Single Replacement - If we replace your instruments, we will notify you regarding new coverage for your replaced instruments.